President and founder of two fee-for-service consulting firms in the Twin Cities. Before building my own companies, I served in a variety of corporate roles, including Financial Officer, Marketing Officer, and Chief Administrative Officer within the financial services industry. It was in these capacities that I trained and directed staffs of up to 40 employees across diverse industries and job functions. In total, my experience spans 35 years.
Since the early 1980s, Mark has been responsible for insurance compliance, both as inside director and as independent advisor. His responsibilities have included obtaining certificates of authority as well as product and rate filings across numerous lines of business — Individual Life (both traditional and non-traditional designs), Group Life (employer, voluntary, and association), Individual Health (loss of time, fixed benefit medical / hospital / surgical, and major medical), Group Health (small group, large group, association, and ASO), and Annuities (individual and group).
He likewise has experience in pricing and administering various distribution systems — Career, PPGA, GA, Brokerage, and TPA. Mark’s background also includes business consolidations and divestitures, private labeling, strategic alliances, and vertical integration.
Since 1995 he has constructed and filed pre-need policy forms and prearranged funeral agreements, and has monitored state and federal compliance issues on behalf of clients.
- Equitable asset allocation upon marriage dissolution (individual)
- Reasonable compensation relative to federal income tax (Internal Revenue Service)
- Equitable annuity allocation based on siblings’ life expectancies (individual)
- Adequacy of actuarial reserves (insurers)
- Appropriate funding of pension plans (sponsoring employers)
- Probability of death impacting estate planning law suit (attorney)
- Reasonable risk transfer within reinsurance audit (state insurance department)
Finally, client employees benefit from communication programs tailored to translate highly technical terminology and concepts. He also has provided second opinions and expert witness testimony on technical matters.
What Clients Are Saying
Multi-disciplined actuary, corporate officer, leader, and educator
University of Michigan
Master of Business Administration
University of Michigan
Enrolled Actuary under Federal Statute
Appointed Actuary under State Statute
Twin Cities Actuarial Club
Life and Health Compliance Association
Twin Cities Enrolled Actuaries Forum